Types of Financial Aid
In addition to scholarships, many other types of Financial Aid are available to CSU Dominguez Hills students including grants, loans, and the work-study program. Scroll down to read more or click on the link below to get more information about a specific program.
Have more questions? Contact us so we can help you figure out what you're eligible for and what works best for you.
- Federal Pell Grants
- Lifetime Limit for Pell Grants
- State University Grant (SUG)
- Federal Supplemental Educational Opportunity Grants (FSEOG)
- Educational Opportunity Program Grants (EOP)
- Cal Grant Programs
- TEACH Grant
- Iraq & Afghanistan Service Grant
- Federal Perkins Loan
- William D. Ford Federal Direct Loan Programs
- Parent Loans
- Private Education Loans
- Jewish Free Loan Program
- Teacher Loan Forgiveness/Repayment Programs
The Federal Pell Grant Program provides grants (funds that do not require repayment) to eligible undergraduates who demonstrate need and students that are enrolled in a teaching credential program. Students pursuing a teaching credential are required to be enrolled at least half-time (6 units) each semester. Full-time awards range from $575 - $5,550 per academic year.
Pursuant to federal regulations, effective with the 2012-2013 Award Year, a student's eligibility to receive a Federal Pell Grant will be 12 semesters (or its equivalent). This equates to a 6-year limit to receive Federal Pell Grant funds for undergraduate and teaching credential candidates. For Teaching Credential program candidates any Pell Grant funds used as an undergraduate student "count" toward their potential grant eligibility as a Credential student.
For information on how the lifetime limits for Pell Grants are calculated for the "equivalent of six years" visit:
State University Grants (SUG) are awarded to undergraduate and graduate students who are California residents in a regular university degree program. This grant is awarded to students who submitted their FAFSA by the March 2 deadline and who demonstrate financial need. SUG awards range from $1,587 - $3,369 depending on enrollment and classification. Beginning in Fall 2013, students must meet the following criteria:
- Be enrolled at least half-time (6 units Undergraduate/Credential or 4 units Graduate);
- Undergraduate students cannot have accumulated more than 150 semester units;
- Undergraduate transfer students cannot have accumulated more than 75 semester units at the CSU;
- Credential students cannot accumulate more than 30 units.
Please note: Advanced Placement, International Baccalaureate, Military credit and Pre-baccalaureate credit and credit by examination will not count against the new SUG limits.
Students who participate in the Older Adult Fee Waiver Program, receive vocational rehabilitation stipends, are enrolled through Extended Education (Alcohol & Drug Certificate, Orthotics & Prosthetics Therapy, CSD, MSW, MSQA, NCRP, etc.), recipients of Cal Grant A or B and students whose fees are paid by another party are NOT eligible for a SUG Award.
Federal Supplemental Educational Opportunity Grants are awarded to undergraduates who demonstrate exceptional financial need. Awards range from $200 - $750 per academic year.
Educational Opportunity Program grants are awarded to students who have been admitted to the University through the Educational Opportunity Program. Students must demonstrate financial need to qualify for this grant. Grants range from $400 - $800 depending on financial need and the availability of funding.
Cal Grant A is awarded to California residents by the California Student Aid Commission (CSAC). These awards are based on a student's grade point average and financial need. This grant is awarded to pay the state university fee.
Cal Grant B is also a state grant awarded to California residents to pay for living expenses (and sometimes the state university fee). The fee awards are the same as those for Cal Grant A. Freshmen awards are limited to the non-fee college costs such as living expenses, books and supplies, transportation, etc. When renewed by sophomores, juniors and seniors, a Cal Grant B may also cover all or part of the state university fee. For 2012-2013 the non-fee college cost component is $1,473.
Students must maintain half-time enrollment to be eligible for either Cal Grant Program.
Cal Grant Fund Disbursement Proration Rules:
In accordance with the disbursement rules established by the California Student Aid Commission (CSAC), Cal Grant funds must be prorated for students who enroll less than full-time (12 units). These proration rules apply to all programs – Cal Grant A, B, and B-Stipend.
|Unit Enrollment||Eligibility Percentage||Award Amount||Stipend Amount|
|9 - 11 units||75%||$2,052||$1,105|
|6 - 8 units||50%||$1,368||$737|
|1 -5 units||Ineligible||-0-||-0-|
For more detailed information about CSAC awards, visit the California Student Aid Commission.
Through the College Cost Reduction and Access Act of 2007, Congress created the Teacher Education Assistance for College and Higher Education (TEACH) Grant Program that provides grants of up to $4,000 per year to students who intend to teach in a public or private elementary or secondary school that serves students from low-income families.
Request a TEACH Grant
To request a CSUDH TEACH Grant, complete the TEACH Grant Request Form found on our Forms web page. If you answer "Yes" to all questions, submit the completed form to the Financial Aid Office.
Student Eligibility Requirements
To receive a TEACH Grant at Dominguez Hills, you must:
- Complete the Free Application for Federal Student Aid (FAFSA), although you do not have to demonstrate financial need.
- Be a U.S. Citizen or eligible non-citizen.
- Be enrolled in a credential or graduate program leading towards teaching in a public or private elementary or secondary school that serves students from low-income families.
- Be enrolled in coursework that is necessary to begin a career in teaching or plan to complete such coursework. Such coursework may include subject area courses (e.g., math courses for a student who intends to be a math teacher).
- Meet certain academic achievement requirements (generally, scoring above the 75th percentile on a college admissions test or maintaining a cumulative GPA of at least 3.25).
- Sign a TEACH Grant Agreement To Serve (ATS)
- Complete the Entrance Counseling Requirement.
There are conditions to receiving this grant that are not placed on other grants. Please make sure you understand these conditions prior to receiving the money.
In exchange for receiving a TEACH Grant, you must agree to serve as a full-time teacher in a high-need field in a public or private elementary or secondary school that serves low-income students. As a recipient of a TEACH Grant, you must teach for at least four academic years within eight calendar years of completing the program of study for which you received a TEACH Grant.
IMPORTANT: If you fail to complete this service obligation, all amounts of the TEACH Grants that you received will be converted to a Federal Direct Unsubsidized Stafford Loan. You must then repay this loan to the U.S. Department of Education. You will be charged interest from the date the grant(s) was disbursed.
High-need fields are the specific subject areas identified below:
- Bilingual Education and English Language Acquisition
- Foreign Language
- Reading Specialist
- Special Education
- Other identified teacher shortage areas as of the time you begin teaching in that field. These are teacher subject shortage areas (not geographic areas) that are listed in the Department of Education's Annual Teacher Shortage Area Nationwide Listing. [DOC] [Download MS Word Viewer here]
Schools Serving Low-Income Students
Schools serving low-income students include any elementary or secondary school that is listed in the Department of Education's Annual Directory of Designated Low-Income Schools for Teacher Cancellation Benefits.
Teach Grant Agreement to Serve
Each year you receive a TEACH Grant, you must sign TEACH Grant Agreement To Serve. The TEACH Grant Agreement to Serve specifies the conditions under which the grant will be awarded, the teaching service requirements, and includes an acknowledgment by you that you understand that if you do not meet the teaching service requirements you must repay the grant as a Federal Direct Unsubsidized Loan, with interest accrued from the date the grant funds were disbursed. Specifically, the TEACH Grant Agreement to Serve will provide that:
- For each TEACH Grant-eligible program for which you received TEACH Grant funds, you must serve as a full-time teacher for a total of at least four academic years within eight calendar years after you completed or withdrew from the academic program for which you received the TEACH Grant.
- You must perform the teaching service as a highly-qualified teacher at a low-income school. The term highly-qualified teacher is defined in section 9101(23) of the Elementary and Secondary Education Act of 1965 or in section 602(10) of the Individuals With Disabilities Education Act.
- Your teaching service must be in a high-need field.
- You must comply with any other requirements that the Department of Education determines to be necessary.
If you receive a TEACH Grant but do not complete the required teaching service, as explained above, you will be required to repay the grants as a Federal Direct Unsubsidized Stafford Loan, with interest charged from the date of each TEACH Grant disbursement. If you are not already committed to teaching a high-need subject in a low-income school, please use caution when considering this possible source of funds. According to some estimates, only 20 percent of students who participate in the TEACH Grant Program will be able to use the funds as grants, while many students will see their funds converted to loans with accumulated interest.
For students who are not Federal Pell Grant eligible; whose parent or guardian died as a result of military service in Iraq or Afghanistan after 9/11/01; and who, at the time of the parent's or guardian's death, were less than 24 years old or were enrolled at least part-time at an institution of higher education. The maximum award for the 2013-2014 school year is $5,080 and is adjusted for less-than-full time study.
The Federal Work Study (FWS) Program provides funds to employ students (on-campus or off-campus who qualify for financial aid. Students will be considered for an award by having submitted their FAFSA by the March 4, 2013 deadline, having submitted any requested documents by the May 16 deadline and demonstrating financial need greater than $1,000. Students must be enrolled at least half-time to be considered for this program. Awards range from $1,000 - $4,000.
The first day a student may begin work for the 2013-2014 school year is August 19, 2013. The amount a student can earn is limited to the amount which appears on the Acceptance Letter. Students may not work more than 20 hours per week while classes are in session. During semester breaks, up to 40 hours per week can be worked.
In order to receive a paycheck, students are required to complete a timesheet. Your timesheet is to be submitted to your supervisor by the 27th of each month. Monthly paychecks will be based on your hourly wage and number of hours worked. Paychecks are normally available on the 9th of each month.
To assist students with securing employment, students should visit our website for a list of available positions via ToroJobs. It is recommended that the job search process begin as early as possible to ensure the best selection of jobs. Remember, jobs and funds are limited and we cannot guarantee that you will find a job.
The Federal Perkins Loan Program provides a long term, low interest student loan. These funds must be REPAID. Award amounts are based on financial need. Awards range between $200 - $2,000 per academic year. Repayment begins nine months after you are no longer enrolled at least half time at an eligible institution. The minimum repayment is $420 a year. The maximum repayment period is 10 years, but the actual amount of your payments and the length of the repayment period depends upon the size of your debt. No interest is charged until the repayment period begins. The interest rate is 5% on the unpaid balance. You will be contacted by Student Financial Services (located in WH-B270) to complete and sign a Borrower Information sheet and a Loan Promissory note.
The Federal Direct Loan Program provides low-interest, long-term loans through the University. These funds must be repaid. Funding for these loans comes from the Department of Education. These loans can be subsidized or unsubsidized. Eligible students must be admitted, in good academic standing, and enrolled in at least half time in a program leading to a degree or certificate. If you drop below half time during a term or semester, the remainder of your loan may be canceled.
If you are eligible for a Federal Direct Loan, we have recommended one (either subsidized or unsubsidized or a combination of both) as part of your financial aid award. Read the following paragraphs to learn the differences between the subsidized and unsubsidized Federal Direct Loans. If you decide to borrow a Federal Direct Loan, you are required to complete an Entrance Interview Session and sign a loan promissory note.
Subsidized Federal Direct Loan
The amount of a subsidized Federal Direct Loan you can borrow is the difference between the cost of education and your resources (family contribution, financial aid, and any other assistance you receive from the school and outside sources). However, you cannot borrow more than the federal maximum. If you are eligible for a subsidized Federal Direct Loan, the federal government pays the interest for you until your repayment begins. You will be assessed a 1.051 percent fee from each disbursement of your loan. These charges do not reduce the amount you are required to pay.
Unsubsidized Federal Direct Loan
The unsubsidized Federal Direct Loan can replace all or part of the family contribution. However, the amount of the loan cannot be more than the difference between the cost of education and any financial assistance you will receive from the school and any outside source (including the subsidized Federal Direct Loan). If you are a dependent student, your total Federal Direct Loan (subsidized, unsubsidized, or a combination of both) cannot exceed the federal maximum for a subsidized loan. Interest accrues on the unsubsidized Federal Direct Loan while you are in school and during the six-month grace period before repayment begins. You have the option of paying the interest or to add the interest to the principal. You will be assessed a 1.051 percent fee from each disbursement of your loan. These charges do not reduce the amount you are required to pay.
The amount you may borrow is determined by your financial aid specialist. The federal maximums are:
|Freshman||$5,500 ($3,500 maximum subsidized loan)||$9,500 ($3,500 maximum subsidized loan)|
|Sophomore||$6,500 ($4,500 maximum subsidized loan)||$10,500 ($4,500 maximum subsidized loan)|
|Junior/Senior, 2nd Bachelor||$7,500 ($5,500 maximum subsidized loan)||$12,500 ($5,500 maximum subsidized loan)|
|Credential Students||$7,500 ($5,500 maximum subsidized loan)||$12,500 ($5,500 maximum subsidized loan)|
- Total maximum amount of Direct Loans allowed for Undergraduates is $57,500 ($31,000 dependent maximum) of which no more than $23,000 may be in subsidized funds.
- Seniors graduating in the fall semester are subject to proration of their Direct Loan amount, based on the number of their registered units. This is a federal requirement.
- Total maximum amount of Direct Loans allowed for Master's degree students is $138,500, of which no more than $65,500 may have been in subsidized funds.
First-time Borrower Requirements
Before receiving a William D. Ford Federal Direct Loan, first-time student borrowers must complete a Loan Entrance Counseling Session and Electronic Master Promissory Note (EMPN). You may fulfill both requirements by going online to StudentLoans.gov.
Interest Rate, Origination Fees, and Repayment
For the 2013-2014 academic year the interest rate is fixed at 6.8% for undergraduate subsidized and unsubsidized loans and graduate unsubsidized loans. There is a 1.051% origination fee.
Repayment normally begins six months following graduation or when you cease to be enrolled at least half-time. Payments and length of repayment period depend on the size of your debt but must be a minimum of $600 per year. Under special circumstances, repayment of Federal Direct Loan that is not in default may be deferred or canceled. Repayment, deferment and cancellation are handled by the Direct Loan Servicing Center.
Private Education Loans are offered by private lenders and are credit-based consumer loans used solely to cover education costs. These loans tend to cost more than the educational loans offered by the federal government but are less expensive than credit card debt. It is the student’s responsibility to research private education loan resources, select a lender and apply for a private education loan via the selected lender's process. Once a lender has been selected and the application is processed, the lender will send the Financial Aid Office a request for certification of your enrollment and cost of attendance.
There are four important things you’ll need to think about when considering to borrow a private education loan: 1) Know about interest rates; 2) Compare the differences between fixed- and variable-rate loans; 3) Understand the factor in a loan’s interest rate and 4) Choose the interest rate type. For more information on private education loan, please visit http://www.finaid.org/loans/privateloan.phtml. A private education loan may be right for you if scholarships, grants and federal student loans do not cover your total education-related costs or you do not want to muddle credit cards, home equity, savings and investments with your tuition fees costs. It may also be an option if you are not applying for traditional financial aid but still need money to cover your education-related costs.
The Jewish Free Loan Association (JFLA) offers interest-free loans to students of all faiths in the Greater Los Angeles area. Loans are available for technical, vocational and trade school and undergraduate and graduate education. Loan amounts average $3,000, with reduced payments while students are in school, increasing three months after graduation. Students must be enrolled full-time with a GPA over 2.5 and two CA co-signers over 25 with a steady income and good credit. Please note: loan amounts and residency requirements vary depending on the program. To learn more on how to apply, visit http://www.jfla.org/loans/HowToApply.php.
If you have borrowed a Federal Student Loan that is in good standing (Stafford/Direct/Perkins) and you intend to teach in the K-12 school system full-time, you may qualify for two Loan Forgiveness Programs.
- The Assumption Programs of Loans for Education (APLE) from the State of California is a competitive teacher incentive program designed to encourage outstanding students, district interns, and currently credentialed teachers to seek and teach in specified K-12 teaching positions in designated California public schools. The 2012-13 Budget Act does not authorize any new APLE allocations (applications) for this year. This change also impacts the District Interns Program and the Credentialed Teachers Program.
The California Student Aid Commission (Commission) will continue to process paperwork and payments for existing APLE participants (2011-12 academic year and prior), including participants in the APLE District Interns Program and APLE Credentialed Teachers Program.
Please check back in July 2013 to see if new allocations (applications) for these loan assumption programs will be authorized for future years. The APLE programs for students, district interns and credentialed teachers remain in state statute; therefore, the Commission will continue to maintain this informational Website for the use of existing loan assumption program participant.
The APLE Program will assume up to $11,000.00 of your debt, with incentives that could increase the assumption to $19,000.00. Visit the APLE website or contact the College of Education at (310) 243-2831 for more information.
- The Federal Teacher Loan Forgiveness Program offers cancellation of up to $5,000.00 of your Stafford/Direct loan for five years of teaching in a low-income school and up to $17,500.00 if you teach math, science or special education in high school or special education in elementary school. To learn more, visit the Federal Student Aid website.
While both programs are available, you may not combine them for the same loan amounts (they cannot assume and forgive the same loan).